The people and principles guiding our bank, serving our customers, and shaping our future.
Meet our leadership01 / Our leadership
Meet our executive leadership team responsible for driving strategy, operations, and sustainable growth of the bank.
Chief Executive OfficerChief Executive Officer
Khisrow Fazli is a seasoned professional banker with over “15” years of experience, known for his strategic planning, execution, and resilience in sustaining bank operations during times of political and economic crises. As the CEO of Ghazanfar Bank since 2020, he has driven significant growth and stability, ensuring the bank’s success in a challenging environment.
Read biographyKhisrow Fazli is a seasoned professional banker with over “15” years of experience, known for his strategic planning, execution, and resilience in sustaining bank operations during times of political and economic crises. As the CEO of Ghazanfar Bank since 2020, he has driven significant growth and stability, ensuring the bank’s success in a challenging environment.
Khisrow Fazli's career at Ghazanfar Bank has seen him in key roles including Chief Compliance Officer, Chief Operation Officer, and Deputy CEO. His leadership has been instrumental in maintaining and expanding the bank's operations, providing robust financial services across Afghanistan.
Khisrow Fazli is co-chair of Afghan American Chamber of Commerce (AACC) Banking and Finance Group and is speaker and Board Member of the Afghanistan Banking Association (ABA). He also serves as a High Council Member of the Agriculture Development Fund (ADF) in Afghanistan since December 2019.
Khisrow Fazli has participated in numerous donors and multilateral organizations programs and events focused on restoring Afghanistan's economy and ensuring the sustainability of its financial sector. His contributions have been pivotal in bringing innovative solutions and stability to the banking industry.
Under his leadership, Ghazanfar Bank has over “500” dedicated employees working to improve financial lives for individuals and companies of all sizes. His team plays a crucial role in facilitating financial transactions for international organizations involved in humanitarian operations, effectively implementing support schemes in response to the exigent situation in the country.
Khisrow Fazli holds a Bachelor of Business Administration (BBA) from Dunya University of Afghanistan and a Master of Business Administration (MBA) from Kabul University. He has further enhanced his expertise with certifications in Corporate Governance Best Practices from Informa (George Washington University), Strategic Plan Management from UK Euromoney, and Fraud Risk Management for Banking-Financial Sectors from Marcus Evans, among others.

Deputy Chief Executive Officer
Mr. Matiullah Obaidi has vast banking expertise in several leadership roles of the bank. Previously he served as Chief Compliance Officer of Ghazanfar Bank and was approved by the central bank of Afghanistan for the said post, alongside he is Vice Chairman of GRCC (Governance, Risk & Compliance Committee) of Afghanistan Banks Association. Mr. Obaidi is a Certified Anti-Money Laundering Specialist from ACAMS-USA and Certified Financial Crime Specialist from ACFCS-USA. Furthermore, he is an active member of the Chartered Banker Institute of the United Kingdom. He earned his bachelor`s degree (Hon) with first position majoring in Finance from Bakhtar University and currently pursuing his Master’s Degree from Prifysgol Bangor University of the United Kingdom. He also holds Diploma in Banking and Finance. Additionally, he Obtained various Certificates in Cyber Security Customer Incidents, Compliance & Shared Service, Customer Security Controls Framework from SWIFT, and many more certificates. Moreover, he is a visiting Trainer at Professional Banking Institutes, respectively.
Read biographyMr. Matiullah Obaidi has vast banking expertise in several leadership roles of the bank. Previously he served as Chief Compliance Officer of Ghazanfar Bank and was approved by the central bank of Afghanistan for the said post, alongside he is Vice Chairman of GRCC (Governance, Risk & Compliance Committee) of Afghanistan Banks Association. Mr. Obaidi is a Certified Anti-Money Laundering Specialist from ACAMS-USA and Certified Financial Crime Specialist from ACFCS-USA. Furthermore, he is an active member of the Chartered Banker Institute of the United Kingdom. He earned his bachelor`s degree (Hon) with first position majoring in Finance from Bakhtar University and currently pursuing his Master’s Degree from Prifysgol Bangor University of the United Kingdom. He also holds Diploma in Banking and Finance. Additionally, he Obtained various Certificates in Cyber Security Customer Incidents, Compliance & Shared Service, Customer Security Controls Framework from SWIFT, and many more certificates. Moreover, he is a visiting Trainer at Professional Banking Institutes, respectively.

Chief Credit Officer
Mr. Kofi is a professional Banker joined Ghazanfar Bank in June 2011, having extensive banking experience in managing Banking Operation, Admin and Credit departments. He manages the credit activities focusing on Lending, loan portfolio management, loan recovery, trade finance and loan administration. Mr. Kofi holds a Bachelor’s Degree in Business Administration, Diploma in Banking & Finance and has been recognized as Credit Specialist by the Board of Directors of the Credit Institute of Canada, Furthermore, He has obtained various certifications and training from national and international institutions
Read biographyMr. Kofi is a professional Banker joined Ghazanfar Bank in June 2011, having extensive banking experience in managing Banking Operation, Admin and Credit departments. He manages the credit activities focusing on Lending, loan portfolio management, loan recovery, trade finance and loan administration. Mr. Kofi holds a Bachelor’s Degree in Business Administration, Diploma in Banking & Finance and has been recognized as Credit Specialist by the Board of Directors of the Credit Institute of Canada, Furthermore, He has obtained various certifications and training from national and international institutions

Chief Financial Officer
Mr. Ghulam Haidar Rasooli is an accomplished finance professional with a diverse background in finance, accounting, and audit. He holds ACCA, MSc from university of London, BBA, and DBA.
Read biographyMr. Ghulam Haidar Rasooli is an accomplished finance professional with a diverse background in finance, accounting, and audit. He holds ACCA, MSc from university of London, BBA, and DBA.
He held prominent roles in various organizations, showcasing his expertise and leadership skills. He served as the Chief Finance Officer at Ghazanfar Bank, overseeing financial operations and strategic planning.
His commitment to making a difference led him to work as an HACT Consultant with UNICEF, where he utilized his financial acumen to support humanitarian initiatives, upholding financial integrity and transparency is evident in his role as the SOEs audit director at the Supreme Audit Office of Afghanistan, conducted comprehensive audits to ensure compliance with regulations and IFRSs.
He served as a Senior Financial Control Manager at DAB, where he implemented robust financial control mechanisms and also gained valuable experience as an Audit Supervisor with UHY chartered accountants and other different audit firms, where he honed his financial statement skills and developed a keen eye for detail.

Chief Operation Officer
Mr. Abdul Waris Latifi brings over 11 years of specialized expertise in the banking sector. with a robust background in compliance, financial crime prevention, AML/CFT, sanctions, regulatory compliance, business risk advisory, and operations management.
Read biographyMr. Abdul Waris Latifi brings over 11 years of specialized expertise in the banking sector. with a robust background in compliance, financial crime prevention, AML/CFT, sanctions, regulatory compliance, business risk advisory, and operations management.
Mr. Latifi's academic credentials include a bachelor's degree in Business Management, and he is currently pursuing an MBA. His professional qualifications are equally impressive, holding certifications such as; Certified Anti-Money Laundering Specialist from ACAMS-US, AML/KYC with distinction and Financial Crime Compliance.
An active member of the Afghanistan Bankers Association and the Toronto Compliance & AML Enterprise, Canada. Mr. Latifi continues to stay at the forefront of the industry. His commitment to excellence is further demonstrated through numerous certifications in financial crime, international compliance, enterprise-wide risk assessment, fraud prevention, and internal investigations from renowned international institutions.
In addition to his operational responsibilities, He serves as a visiting trainer at various financial institutes, sharing his knowledge and expertise with the next generation of financial professionals.
His innovative approach and dedication to compliance and operational excellence make him a valuable asset to the organization.
02 / Our leadership
Meet our experienced Board of Supervisors ensuring strong governance, compliance, and strategic oversight.
ChairmanBOS Chairman
Has over 42 years of all-round banking experience in India, Africa and Bangladesh in commercial banks, East African Development Bank and the World Bank. He has an MBA from Faculty of Management Studies, University of Delhi and Associate Degree from Indian Institute of Bankers (CAIIB). He has vast experience in the areas of treasury, credit and risk management. He retired in April,2015 from the position of Managing Director in Imperial Bank Uganda. Earlier he worked as management expert in the World Bank project for restructuring of Janata Bank, Bangladesh. He also worked in East African Development Bank which offers development banking facilities across four countries including Kenya, Uganda, Tanzania and Rwanda. He was also associated with various apex training colleges as visiting faculty on treasury and risk management.
Read biographyHas over 42 years of all-round banking experience in India, Africa and Bangladesh in commercial banks, East African Development Bank and the World Bank. He has an MBA from Faculty of Management Studies, University of Delhi and Associate Degree from Indian Institute of Bankers (CAIIB). He has vast experience in the areas of treasury, credit and risk management. He retired in April,2015 from the position of Managing Director in Imperial Bank Uganda. Earlier he worked as management expert in the World Bank project for restructuring of Janata Bank, Bangladesh. He also worked in East African Development Bank which offers development banking facilities across four countries including Kenya, Uganda, Tanzania and Rwanda. He was also associated with various apex training colleges as visiting faculty on treasury and risk management.

BOS Member
Mr. Sunil Pant has over 47 years of highly diversified domestic and overseas experience with State Bank of India (SBI). He is an MSc in Physics, BSc Hons (Statistics), LLB, CAIIB and a Fellow of All India Management Association. He retired in Dec. 2013 from the position of Chief General Manager (CGM), Financial Control, at SBI, prior to which he was CGM of a Network of 1,400 Branches with business levels exceeding USD $20 Billion. He has served on Committees of the Inst. of Chartered Accountants of India and RBI. Earlier, he was a Director on the Board of three Banks and the Credit Head for Sri Lanka. He has attended trainings at IIM-A, Harvard Business School, Michigan University, IIFT, Duke University, Asia Money, etc. He has been a guest speaker at leading Management Institutes, apart from giving radio and TV appearances. Sunil Pant is presently an Independent Director with four Indian companies and the Vice Chairman of an NGO.
Read biographyMr. Sunil Pant has over 47 years of highly diversified domestic and overseas experience with State Bank of India (SBI). He is an MSc in Physics, BSc Hons (Statistics), LLB, CAIIB and a Fellow of All India Management Association. He retired in Dec. 2013 from the position of Chief General Manager (CGM), Financial Control, at SBI, prior to which he was CGM of a Network of 1,400 Branches with business levels exceeding USD $20 Billion. He has served on Committees of the Inst. of Chartered Accountants of India and RBI. Earlier, he was a Director on the Board of three Banks and the Credit Head for Sri Lanka. He has attended trainings at IIM-A, Harvard Business School, Michigan University, IIFT, Duke University, Asia Money, etc. He has been a guest speaker at leading Management Institutes, apart from giving radio and TV appearances. Sunil Pant is presently an Independent Director with four Indian companies and the Vice Chairman of an NGO.

BOS Member
Mr. Sreenivasan Iyer is from India and has over 36 years of professional and international banking experience with expertise in Senior Financial Management having worked with the International Monetary Fund (Washington D.C, USA), Asian Development Bank (Philippines), Central Bank of Oman, and many large corporates in the private sector in various countries. Has excellent knowledge and experience in the IFRS, US GAAP Compliance, Information Systems, Internal Controls, Business Development. He is also proficient in improving operations through the application of financial management, internal controls, and efficiency improvements.
Read biographyMr. Sreenivasan Iyer is from India and has over 36 years of professional and international banking experience with expertise in Senior Financial Management having worked with the International Monetary Fund (Washington D.C, USA), Asian Development Bank (Philippines), Central Bank of Oman, and many large corporates in the private sector in various countries. Has excellent knowledge and experience in the IFRS, US GAAP Compliance, Information Systems, Internal Controls, Business Development. He is also proficient in improving operations through the application of financial management, internal controls, and efficiency improvements.

BOS Member
Born on January 1, 1970 in Balkh, Afghanistan, Mr. Ghazanfar has 3 decades of experience as an innovative strategist in business development affairs at an international and national level with a proven ability to develop and strengthen business management to maximize profitability and efficiency. Mr. Ghazanfar has established, lead and grown a variety of businesses in multiple sectors and various countries. Mr. Ghazanfar holds a Bachelor’s Degree in Economics from Balkh University.
Read biographyBorn on January 1, 1970 in Balkh, Afghanistan, Mr. Ghazanfar has 3 decades of experience as an innovative strategist in business development affairs at an international and national level with a proven ability to develop and strengthen business management to maximize profitability and efficiency. Mr. Ghazanfar has established, lead and grown a variety of businesses in multiple sectors and various countries. Mr. Ghazanfar holds a Bachelor’s Degree in Economics from Balkh University.
Since 1994, Mr. Ghazanfar, alongside his family, has established businesses in Afghanistan, Uzbekistan, Turkmenistan, UAE and other Central Asian and Middle Eastern countries in the oil and gas upstream, midstream and downstream, logistics, banking, construction, development of large infrastructure and power, real estate development, and trading of construction material sectors. The Ghazanfar Group continues to have headquarters in Afghanistan with operations worldwide. Mr. Ghazanfar also serves as a board member in various economic international organizations,
engaging and specializing in doing business in Afghanistan and the countries of Ghazanfar Group’s operations, including his service as Chairman in the Afghanistan Chambers Federation.
Mr. Ghazanfar also serves as the Chairman of the Group established, Ghazanfar Bank in Afghanistan.

BOS Member
Mr. Siar Khoreishi is a seasoned banking executive with 18+ years of global experience across the UK, Europe, Asia, and the Middle East, spanning RegTech, FinTech, SaaS, e-payments, and financial crime. A Certified Financial Crime Specialist, Mr. Siar Khoreishi has led major compliance and digital transformation initiatives, integrating advanced technologies to enhance AML, risk, and regulatory frameworks. He served as Chairman of the Board for the Afghanistan Payment System project from 2012 to 2015, overseeing its successful implementation. A strategic leader with a cross-functional approach, he is adept at building and managing high-performing teams and has a proven track record of driving international growth and profitability across complex financial ecosystems.
Read biographyMr. Siar Khoreishi is a seasoned banking executive with 18+ years of global experience across the UK, Europe, Asia, and the Middle East, spanning RegTech, FinTech, SaaS, e-payments, and financial crime. A Certified Financial Crime Specialist, Mr. Siar Khoreishi has led major compliance and digital transformation initiatives, integrating advanced technologies to enhance AML, risk, and regulatory frameworks. He served as Chairman of the Board for the Afghanistan Payment System project from 2012 to 2015, overseeing its successful implementation. A strategic leader with a cross-functional approach, he is adept at building and managing high-performing teams and has a proven track record of driving international growth and profitability across complex financial ecosystems.

BOS Member
Mr. Hamid is a seasoned expert in Islamic Banking, Law and with over 16 years of experience working with government authorities and international financial institutions. Holding a Master’s in International Law and a BA in Islamic Jurisprudence and Shariah, he has served in prominent advisory roles including Shariah Advisor at Micro Finance Institutions. His professional expertise spans Islamic jurisprudence (Fiqh ul-Mu’amalat), AAOIFI standards, legal drafting, and regulatory compliance. Sediqi has also contributed to policy development, Islamic microfinance strategies, and capacity building across Afghanistan’s financial sector. Fluent in five languages and a published lecturer, he brings a unique blend of legal acumen, religious scholarship, and practical financial governance to any supervisory or leadership role in Islamic banking.
Read biographyMr. Hamid is a seasoned expert in Islamic Banking, Law and with over 16 years of experience working with government authorities and international financial institutions. Holding a Master’s in International Law and a BA in Islamic Jurisprudence and Shariah, he has served in prominent advisory roles including Shariah Advisor at Micro Finance Institutions. His professional expertise spans Islamic jurisprudence (Fiqh ul-Mu’amalat), AAOIFI standards, legal drafting, and regulatory compliance. Sediqi has also contributed to policy development, Islamic microfinance strategies, and capacity building across Afghanistan’s financial sector. Fluent in five languages and a published lecturer, he brings a unique blend of legal acumen, religious scholarship, and practical financial governance to any supervisory or leadership role in Islamic banking.
04 / Our leadership
Meet our senior leadership responsible for internal audit, risk management, and compliance, ensuring strong governance and regulatory adherence across the bank.

Chief Internal Auditor
Mr. Abdul Wahed Zwak is an experienced banker having about 12 years commendable professional background in various sectors most of which is in the Financial and Banking Industry of Afghanistan. He has worked in key Financial, Internal and External Audit and Banking Operation positions in the most well-known Banks and Audit companies of the country.
Read biographyMr. Abdul Wahed Zwak is an experienced banker having about 12 years commendable professional background in various sectors most of which is in the Financial and Banking Industry of Afghanistan. He has worked in key Financial, Internal and External Audit and Banking Operation positions in the most well-known Banks and Audit companies of the country.
In addition, Mr. Zwak is the ACCA affiliate and he is also holding Master Degree in Finance & Banking from Kabul University.
Mr. Zwak has attended many local and overseas trainings and International platforms for Financial and banking industry.

Chief Compliance Officer
Ahmad Ehsan Fahim is a distinguished banking professional currently serving as the Chief Compliance Officer at Ghazanfar Bank, where he has built a career as a professional banker over several years. He is responsible for leading the Bank’s compliance, AML/CFT, Sanctions, and overall financial crime risk management function, ensuring alignment with regulatory requirements and international standards. He holds a Bachelor’s degree in Economics from Kabul University, with a specialization in Management and Business Administration. Mr. Fahim is a Certified Anti-Money Laundering Specialist (CAMS) and holds the CAMS Advanced-Audit certification as a member of ACAMS.
Read biographyAhmad Ehsan Fahim is a distinguished banking professional currently serving as the Chief Compliance Officer at Ghazanfar Bank, where he has built a career as a professional banker over several years. He is responsible for leading the Bank’s compliance, AML/CFT, Sanctions, and overall financial crime risk management function, ensuring alignment with regulatory requirements and international standards. He holds a Bachelor’s degree in Economics from Kabul University, with a specialization in Management and Business Administration. Mr. Fahim is a Certified Anti-Money Laundering Specialist (CAMS) and holds the CAMS Advanced-Audit certification as a member of ACAMS.
He is also a Certified Global Sanctions Specialist (CGSS), as a member of ACAMS. In addition, he is a Certified Financial Crime Specialist (CFCS) accredited by the Association of Certified Financial Crime Specialists (ACFCS), USA. He further holds the Governance, Risk and Compliance Professional certification as a member of OCEG (Open Compliance and Ethics Group) in USA. In his role, he oversees the design and implementation of the Bank’s compliance framework, policies, and control environment. He plays a key role in strengthening risk governance and regulatory engagement. Through his leadership, he contributes to fostering a strong culture of compliance, integrity, and accountability across the Bank.
Islamic mobile banking app
Experience secure and convenient banking at your fingertips. Manage your accounts, transfer funds, and access Shariah-compliant services anytime, anywhere.
