The Leadershipbuilt on trust.

The people and principles guiding our bank, serving our customers, and shaping our future.

Meet our leadership
15Leadership profiles
05Governance sections
100%Afghan ownership

01 / Our leadership

Board of Management

Meet our executive leadership team responsible for driving strategy, operations, and sustainable growth of the bank.

Matiullah Obaidi

Deputy Chief Executive Officer

Matiullah Obaidi

Mr. Matiullah Obaidi has vast banking expertise in several leadership roles of the bank. Previously he served as Chief Compliance Officer of Ghazanfar Bank and was approved by the central bank of Afghanistan for the said post, alongside he is Vice Chairman of GRCC (Governance, Risk & Compliance Committee) of Afghanistan Banks Association. Mr. Obaidi is a Certified Anti-Money Laundering Specialist from ACAMS-USA and Certified Financial Crime Specialist from ACFCS-USA. Furthermore, he is an active member of the Chartered Banker Institute of the United Kingdom. He earned his bachelor`s degree (Hon) with first position majoring in Finance from Bakhtar University and currently pursuing his Master’s Degree from Prifysgol Bangor University of the United Kingdom. He also holds Diploma in Banking and Finance. Additionally, he Obtained various Certificates in Cyber Security Customer Incidents, Compliance & Shared Service, Customer Security Controls Framework from SWIFT, and many more certificates. Moreover, he is a visiting Trainer at Professional Banking Institutes, respectively.

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Mr. Matiullah Obaidi has vast banking expertise in several leadership roles of the bank. Previously he served as Chief Compliance Officer of Ghazanfar Bank and was approved by the central bank of Afghanistan for the said post, alongside he is Vice Chairman of GRCC (Governance, Risk & Compliance Committee) of Afghanistan Banks Association. Mr. Obaidi is a Certified Anti-Money Laundering Specialist from ACAMS-USA and Certified Financial Crime Specialist from ACFCS-USA. Furthermore, he is an active member of the Chartered Banker Institute of the United Kingdom. He earned his bachelor`s degree (Hon) with first position majoring in Finance from Bakhtar University and currently pursuing his Master’s Degree from Prifysgol Bangor University of the United Kingdom. He also holds Diploma in Banking and Finance. Additionally, he Obtained various Certificates in Cyber Security Customer Incidents, Compliance & Shared Service, Customer Security Controls Framework from SWIFT, and many more certificates. Moreover, he is a visiting Trainer at Professional Banking Institutes, respectively.

Hakimullah Hafiz Kofi

Chief Credit Officer

Hakimullah Hafiz Kofi

Mr. Kofi is a professional Banker joined Ghazanfar Bank in June 2011, having extensive banking experience in managing Banking Operation, Admin and Credit departments. He manages the credit activities focusing on Lending, loan portfolio management, loan recovery, trade finance and loan administration. Mr. Kofi holds a Bachelor’s Degree in Business Administration, Diploma in Banking & Finance and has been recognized as Credit Specialist by the Board of Directors of the Credit Institute of Canada, Furthermore, He has obtained various certifications and training from national and international institutions

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Mr. Kofi is a professional Banker joined Ghazanfar Bank in June 2011, having extensive banking experience in managing Banking Operation, Admin and Credit departments. He manages the credit activities focusing on Lending, loan portfolio management, loan recovery, trade finance and loan administration. Mr. Kofi holds a Bachelor’s Degree in Business Administration, Diploma in Banking & Finance and has been recognized as Credit Specialist by the Board of Directors of the Credit Institute of Canada, Furthermore, He has obtained various certifications and training from national and international institutions

Ghulam Haidar Rasooli

Chief Financial Officer

Ghulam Haidar Rasooli

Mr. Ghulam Haidar Rasooli is an accomplished finance professional with a diverse background in finance, accounting, and audit. He holds ACCA, MSc from university of London, BBA, and DBA.

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Mr. Ghulam Haidar Rasooli is an accomplished finance professional with a diverse background in finance, accounting, and audit. He holds ACCA, MSc from university of London, BBA, and DBA.

He held prominent roles in various organizations, showcasing his expertise and leadership skills. He served as the Chief Finance Officer at Ghazanfar Bank, overseeing financial operations and strategic planning.

His commitment to making a difference led him to work as an HACT Consultant with UNICEF, where he utilized his financial acumen to support humanitarian initiatives, upholding financial integrity and transparency is evident in his role as the SOEs audit director at the Supreme Audit Office of Afghanistan, conducted comprehensive audits to ensure compliance with regulations and IFRSs.

He served as a Senior Financial Control Manager at DAB, where he implemented robust financial control mechanisms and also gained valuable experience as an Audit Supervisor with UHY chartered accountants and other different audit firms, where he honed his financial statement skills and developed a keen eye for detail.

Abdul Waris Latifi

Chief Operation Officer

Abdul Waris Latifi

Mr. Abdul Waris Latifi brings over 11 years of specialized expertise in the banking sector. with a robust background in compliance, financial crime prevention, AML/CFT, sanctions, regulatory compliance, business risk advisory, and operations management.

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Mr. Abdul Waris Latifi brings over 11 years of specialized expertise in the banking sector. with a robust background in compliance, financial crime prevention, AML/CFT, sanctions, regulatory compliance, business risk advisory, and operations management.

Mr. Latifi's academic credentials include a bachelor's degree in Business Management, and he is currently pursuing an MBA. His professional qualifications are equally impressive, holding certifications such as; Certified Anti-Money Laundering Specialist from ACAMS-US, AML/KYC with distinction and Financial Crime Compliance.

An active member of the Afghanistan Bankers Association and the Toronto Compliance & AML Enterprise, Canada. Mr. Latifi continues to stay at the forefront of the industry. His commitment to excellence is further demonstrated through numerous certifications in financial crime, international compliance, enterprise-wide risk assessment, fraud prevention, and internal investigations from renowned international institutions.

In addition to his operational responsibilities, He serves as a visiting trainer at various financial institutes, sharing his knowledge and expertise with the next generation of financial professionals.

His innovative approach and dedication to compliance and operational excellence make him a valuable asset to the organization.

02 / Our leadership

Board of Supervisory

Meet our experienced Board of Supervisors ensuring strong governance, compliance, and strategic oversight.

Kailash GiriChairman

BOS Chairman

Kailash Giri

Has over 42 years of all-round banking experience in India, Africa and Bangladesh in commercial banks, East African Development Bank and the World Bank. He has an MBA from Faculty of Management Studies, University of Delhi and Associate Degree from Indian Institute of Bankers (CAIIB). He has vast experience in the areas of treasury, credit and risk management. He retired in April,2015 from the position of Managing Director in Imperial Bank Uganda. Earlier he worked as management expert in the World Bank project for restructuring of Janata Bank, Bangladesh. He also worked in East African Development Bank which offers development banking facilities across four countries including Kenya, Uganda, Tanzania and Rwanda. He was also associated with various apex training colleges as visiting faculty on treasury and risk management.

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Has over 42 years of all-round banking experience in India, Africa and Bangladesh in commercial banks, East African Development Bank and the World Bank. He has an MBA from Faculty of Management Studies, University of Delhi and Associate Degree from Indian Institute of Bankers (CAIIB). He has vast experience in the areas of treasury, credit and risk management. He retired in April,2015 from the position of Managing Director in Imperial Bank Uganda. Earlier he worked as management expert in the World Bank project for restructuring of Janata Bank, Bangladesh. He also worked in East African Development Bank which offers development banking facilities across four countries including Kenya, Uganda, Tanzania and Rwanda. He was also associated with various apex training colleges as visiting faculty on treasury and risk management.

Sunil Pant

BOS Member

Sunil Pant

Mr. Sunil Pant has over 47 years of highly diversified domestic and overseas experience with State Bank of India (SBI). He is an MSc in Physics, BSc Hons (Statistics), LLB, CAIIB and a Fellow of All India Management Association. He retired in Dec. 2013 from the position of Chief General Manager (CGM), Financial Control, at SBI, prior to which he was CGM of a Network of 1,400 Branches with business levels exceeding USD $20 Billion. He has served on Committees of the Inst. of Chartered Accountants of India and RBI. Earlier, he was a Director on the Board of three Banks and the Credit Head for Sri Lanka. He has attended trainings at IIM-A, Harvard Business School, Michigan University, IIFT, Duke University, Asia Money, etc. He has been a guest speaker at leading Management Institutes, apart from giving radio and TV appearances. Sunil Pant is presently an Independent Director with four Indian companies and the Vice Chairman of an NGO.

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Mr. Sunil Pant has over 47 years of highly diversified domestic and overseas experience with State Bank of India (SBI). He is an MSc in Physics, BSc Hons (Statistics), LLB, CAIIB and a Fellow of All India Management Association. He retired in Dec. 2013 from the position of Chief General Manager (CGM), Financial Control, at SBI, prior to which he was CGM of a Network of 1,400 Branches with business levels exceeding USD $20 Billion. He has served on Committees of the Inst. of Chartered Accountants of India and RBI. Earlier, he was a Director on the Board of three Banks and the Credit Head for Sri Lanka. He has attended trainings at IIM-A, Harvard Business School, Michigan University, IIFT, Duke University, Asia Money, etc. He has been a guest speaker at leading Management Institutes, apart from giving radio and TV appearances. Sunil Pant is presently an Independent Director with four Indian companies and the Vice Chairman of an NGO.

Sreenivasan Iyer

BOS Member

Sreenivasan Iyer

Mr. Sreenivasan Iyer is from India and has over 36 years of professional and international banking experience with expertise in Senior Financial Management having worked with the International Monetary Fund (Washington D.C, USA), Asian Development Bank (Philippines), Central Bank of Oman, and many large corporates in the private sector in various countries. Has excellent knowledge and experience in the IFRS, US GAAP Compliance, Information Systems, Internal Controls, Business Development. He is also proficient in improving operations through the application of financial management, internal controls, and efficiency improvements.

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Mr. Sreenivasan Iyer is from India and has over 36 years of professional and international banking experience with expertise in Senior Financial Management having worked with the International Monetary Fund (Washington D.C, USA), Asian Development Bank (Philippines), Central Bank of Oman, and many large corporates in the private sector in various countries. Has excellent knowledge and experience in the IFRS, US GAAP Compliance, Information Systems, Internal Controls, Business Development. He is also proficient in improving operations through the application of financial management, internal controls, and efficiency improvements.

M Ismail Ghazanfar

BOS Member

M Ismail Ghazanfar

Born on January 1, 1970 in Balkh, Afghanistan, Mr. Ghazanfar has 3 decades of experience as an innovative strategist in business development affairs at an international and national level with a proven ability to develop and strengthen business management to maximize profitability and efficiency. Mr. Ghazanfar has established, lead and grown a variety of businesses in multiple sectors and various countries. Mr. Ghazanfar holds a Bachelor’s Degree in Economics from Balkh University.

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Born on January 1, 1970 in Balkh, Afghanistan, Mr. Ghazanfar has 3 decades of experience as an innovative strategist in business development affairs at an international and national level with a proven ability to develop and strengthen business management to maximize profitability and efficiency. Mr. Ghazanfar has established, lead and grown a variety of businesses in multiple sectors and various countries. Mr. Ghazanfar holds a Bachelor’s Degree in Economics from Balkh University.

Since 1994, Mr. Ghazanfar, alongside his family, has established businesses in Afghanistan, Uzbekistan, Turkmenistan, UAE and other Central Asian and Middle Eastern countries in the oil and gas upstream, midstream and downstream, logistics, banking, construction, development of large infrastructure and power, real estate development, and trading of construction material sectors. The Ghazanfar Group continues to have headquarters in Afghanistan with operations worldwide. Mr. Ghazanfar also serves as a board member in various economic international organizations,

engaging and specializing in doing business in Afghanistan and the countries of Ghazanfar Group’s operations, including his service as Chairman in the Afghanistan Chambers Federation.

Mr. Ghazanfar also serves as the Chairman of the Group established, Ghazanfar Bank in Afghanistan.

Mr. Siar Khoreishi

BOS Member

Mr. Siar Khoreishi

Mr. Siar Khoreishi is a seasoned banking executive with 18+ years of global experience across the UK, Europe, Asia, and the Middle East, spanning RegTech, FinTech, SaaS, e-payments, and financial crime. A Certified Financial Crime Specialist, Mr. Siar Khoreishi has led major compliance and digital transformation initiatives, integrating advanced technologies to enhance AML, risk, and regulatory frameworks. He served as Chairman of the Board for the Afghanistan Payment System project from 2012 to 2015, overseeing its successful implementation. A strategic leader with a cross-functional approach, he is adept at building and managing high-performing teams and has a proven track record of driving international growth and profitability across complex financial ecosystems.

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Mr. Siar Khoreishi is a seasoned banking executive with 18+ years of global experience across the UK, Europe, Asia, and the Middle East, spanning RegTech, FinTech, SaaS, e-payments, and financial crime. A Certified Financial Crime Specialist, Mr. Siar Khoreishi has led major compliance and digital transformation initiatives, integrating advanced technologies to enhance AML, risk, and regulatory frameworks. He served as Chairman of the Board for the Afghanistan Payment System project from 2012 to 2015, overseeing its successful implementation. A strategic leader with a cross-functional approach, he is adept at building and managing high-performing teams and has a proven track record of driving international growth and profitability across complex financial ecosystems.

Mohammad Hamid Sediqi

BOS Member

Mohammad Hamid Sediqi

Mr. Hamid is a seasoned expert in Islamic Banking, Law and with over 16 years of experience working with government authorities and international financial institutions. Holding a Master’s in International Law and a BA in Islamic Jurisprudence and Shariah, he has served in prominent advisory roles including Shariah Advisor at Micro Finance Institutions. His professional expertise spans Islamic jurisprudence (Fiqh ul-Mu’amalat), AAOIFI standards, legal drafting, and regulatory compliance. Sediqi has also contributed to policy development, Islamic microfinance strategies, and capacity building across Afghanistan’s financial sector. Fluent in five languages and a published lecturer, he brings a unique blend of legal acumen, religious scholarship, and practical financial governance to any supervisory or leadership role in Islamic banking.

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Mr. Hamid is a seasoned expert in Islamic Banking, Law and with over 16 years of experience working with government authorities and international financial institutions. Holding a Master’s in International Law and a BA in Islamic Jurisprudence and Shariah, he has served in prominent advisory roles including Shariah Advisor at Micro Finance Institutions. His professional expertise spans Islamic jurisprudence (Fiqh ul-Mu’amalat), AAOIFI standards, legal drafting, and regulatory compliance. Sediqi has also contributed to policy development, Islamic microfinance strategies, and capacity building across Afghanistan’s financial sector. Fluent in five languages and a published lecturer, he brings a unique blend of legal acumen, religious scholarship, and practical financial governance to any supervisory or leadership role in Islamic banking.

03 / Our leadership

Shariah Board

Our Shariah Board ensures that all banking operations and financial products strictly comply with Islamic principles and ethical standards.

Datuk Prof. Dr. Mohamad AkramChairman

Chairman of Shariah Board

Datuk Prof. Dr. Mohamad Akram

Datuk Prof. Dr. Mohamad Akram is currently a Professor at INCEIF University Malaysia. Prior to joining INCEIF he was an Assistant Professor at the Kulliyah of Islamic Revealed Knowledge and Human Sciences, International Islamic University, Malaysia (IIUM). In the period 2002-2004, he was a Visiting Assistant Professor at the University of Sharjah, United Arab Emirates. He was also the Executive director of International Shari'ah Research Academy for Islamic Finance (ISRA) established by Bank Negara Malaysia till 2023.

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Datuk Prof. Dr. Mohamad Akram is currently a Professor at INCEIF University Malaysia. Prior to joining INCEIF he was an Assistant Professor at the Kulliyah of Islamic Revealed Knowledge and Human Sciences, International Islamic University, Malaysia (IIUM). In the period 2002-2004, he was a Visiting Assistant Professor at the University of Sharjah, United Arab Emirates. He was also the Executive director of International Shari'ah Research Academy for Islamic Finance (ISRA) established by Bank Negara Malaysia till 2023.

At present, he is the Chairman of Shari’ah Board of Employees Provident Fund Malaysia (EPF), Chairman of Shariah Supervisory Council of Labuan Financial Services Authority (FSA), Member of Internal Shariah Supervisory Committee, Dubai Islamic Bank, Member of Shariah Advisory Council International Islamic Financial Market (IIFM),Bahrain, Member of First Abu Dhabi Bank (FAB), Chairman of Shariah Council, Maldives Monetary Authority, Member Financial Regulation Advisory Council of Experts (FRACE), Central Bank of Nigeria, Member of Shariah Supervisory Board, Bank Musqat Meethaq Islamic Bank, Member of Ghazanfar Bank Afghanistan Shariah Board, Chairman of The Shariah Advisory Committee of Permodalan Nasional Berhad (PNB) Malaysia and Member of Shariah Advisory Committee Lembaga Tabung Haji Malaysia.

Prof. Akram holds a B.A. Honours degree in Islamic Jurisprudence and Legislation from the University of Jordan, Amman, Jordan and a Ph.D. in Principles of Islamic Jurisprudence (Usul al-Fiqh) from the University of Edinburgh, Scotland, United Kingdom. He has presented many papers related to Islamic Banking and Finance and other Fiqh topics at national and International level and has conducted many training sessions particularly on Islamic Banking and Finance for different sectors since 1999. He is also prolific author of academic works specifically in the areas of Islamic Banking and Finance. He is a registered Shariah Advisor for Islamic Securities with the Securities Commission of Malaysia and has acted as Shariah advisor in the issuance of many sukuks. He is the recipient of Zaki Badawi Award for Excellence in Shariah Advisory and Research. Recipient of the Most Outstanding Individual Contribution to Islamic Finance during KLIFF 2016 organised by CERT. Awarded the 2017/1439H Malaysian Islamic Personality Award conferred by The Government of Malaysia on the occasion of the birthday of the Prophet Muhammad (peace be upon him). He was awarded The Panglima Jasa Negara (PJN), Commander of the Order of Meritorious Service which carries the title `Datuk' on 06 June 2022 by the King of Malaysia.

Mr. Zaifullah Athari

Member of the Sharia Board

Mr. Zaifullah Athari

Mr. Zaifullah Athari S/o Sahihullah has spent twelve years in religious studies in different schools in Pakistan. In 2003, he graduated from Darul Uloom Siraj-ul-Islam Kahi, located in Kohat, Pakistan, with the first grade and was honored by the school administration. In 1388 H.H., he was included in the Faculty of Sharia of Kabul University in the Department of Jurisprudence and Law and Got the title of an excellent student and appreciated by the Ministry of Higher Education, likewise, in 1392 he was appointed as a lecturer in the Faculty of Sharia of Kabul University and he is graduated from the master's level in the department of jurisprudence and law from the aforementioned university in 2017. In 2020, he went to Malaysia through a governmental scholarship to complete his doctorate, and now he is about to defend his doctoral thesis. Up until now, he has been a lecturer at the Faculty of Sharia at Kabul University and is also a member of the Sharia Board of Ghazanfar Bank.

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Mr. Zaifullah Athari S/o Sahihullah has spent twelve years in religious studies in different schools in Pakistan. In 2003, he graduated from Darul Uloom Siraj-ul-Islam Kahi, located in Kohat, Pakistan, with the first grade and was honored by the school administration. In 1388 H.H., he was included in the Faculty of Sharia of Kabul University in the Department of Jurisprudence and Law and Got the title of an excellent student and appreciated by the Ministry of Higher Education, likewise, in 1392 he was appointed as a lecturer in the Faculty of Sharia of Kabul University and he is graduated from the master's level in the department of jurisprudence and law from the aforementioned university in 2017. In 2020, he went to Malaysia through a governmental scholarship to complete his doctorate, and now he is about to defend his doctoral thesis. Up until now, he has been a lecturer at the Faculty of Sharia at Kabul University and is also a member of the Sharia Board of Ghazanfar Bank.

04 / Our leadership

Audit, Risk & Compliance

Meet our senior leadership responsible for internal audit, risk management, and compliance, ensuring strong governance and regulatory adherence across the bank.

Abdul Wahed Zwak

Chief Internal Auditor

Abdul Wahed Zwak

Mr. Abdul Wahed Zwak is an experienced banker having about 12 years commendable professional background in various sectors most of which is in the Financial and Banking Industry of Afghanistan. He has worked in key Financial, Internal and External Audit and Banking Operation positions in the most well-known Banks and Audit companies of the country.

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Mr. Abdul Wahed Zwak is an experienced banker having about 12 years commendable professional background in various sectors most of which is in the Financial and Banking Industry of Afghanistan. He has worked in key Financial, Internal and External Audit and Banking Operation positions in the most well-known Banks and Audit companies of the country.

In addition, Mr. Zwak is the ACCA affiliate and he is also holding Master Degree in Finance & Banking from Kabul University.

Mr. Zwak has attended many local and overseas trainings and International platforms for Financial and banking industry.

Ahmad Ehsan Fahim

Chief Compliance Officer

Ahmad Ehsan Fahim

Ahmad Ehsan Fahim is a distinguished banking professional currently serving as the Chief Compliance Officer at Ghazanfar Bank, where he has built a career as a professional banker over several years. He is responsible for leading the Bank’s compliance, AML/CFT, Sanctions, and overall financial crime risk management function, ensuring alignment with regulatory requirements and international standards. He holds a Bachelor’s degree in Economics from Kabul University, with a specialization in Management and Business Administration. Mr. Fahim is a Certified Anti-Money Laundering Specialist (CAMS) and holds the CAMS Advanced-Audit certification as a member of ACAMS.

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Ahmad Ehsan Fahim is a distinguished banking professional currently serving as the Chief Compliance Officer at Ghazanfar Bank, where he has built a career as a professional banker over several years. He is responsible for leading the Bank’s compliance, AML/CFT, Sanctions, and overall financial crime risk management function, ensuring alignment with regulatory requirements and international standards. He holds a Bachelor’s degree in Economics from Kabul University, with a specialization in Management and Business Administration. Mr. Fahim is a Certified Anti-Money Laundering Specialist (CAMS) and holds the CAMS Advanced-Audit certification as a member of ACAMS.

He is also a Certified Global Sanctions Specialist (CGSS), as a member of ACAMS. In addition, he is a Certified Financial Crime Specialist (CFCS) accredited by the Association of Certified Financial Crime Specialists (ACFCS), USA. He further holds the Governance, Risk and Compliance Professional certification as a member of OCEG (Open Compliance and Ethics Group) in USA. In his role, he oversees the design and implementation of the Bank’s compliance framework, policies, and control environment. He plays a key role in strengthening risk governance and regulatory engagement. Through his leadership, he contributes to fostering a strong culture of compliance, integrity, and accountability across the Bank.

05 / Ownership

Our shareholders

Meet our valued shareholders and the ownership structure that supports the bank's sustainable growth, sound governance, and long-term financial stability.

Three shareholders.
One shared commitment.

Illustration from the bank's shareholders page

Shareholding structure

Ghazanfar Bank shareholders, nationality and percentage ownership
#ShareholderNationalityShare
1Mr. Mohammad Ibrahim GhazanfarAfghan36.16%
2Mr. Mohammad Ismail GhazanfarAfghan36.15%
3Mrs. Shukria AminAfghan27.69%
Total ownership100.00%

* Shareholding percentages are indicative and subject to regulatory filings with Da Afghanistan Bank (DAB) and relevant authorities. Last updated: March 2026.

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