Website information & terms

Terms & Conditions

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[Terms & Conditions — content under review by legal team. This page will be updated once the bank's legal team has approved the final text.]

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GHAZANFAR BANKInformation · Transparency · Understanding

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[Terms & Conditions — content under review by legal team. This page will be updated once the bank's legal team has approved the final text.]

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Terms & Conditions

Welcome to the Ghazanfar Bank website. By accessing or using this website and any of our online services, you agree to be bound by these Terms & Conditions. Please read them carefully. If you do not agree with any part of these terms, please discontinue use of the website.

1. Acceptance of Terms

Your use of this website constitutes your acceptance of these Terms & Conditions and any policies referenced herein. Ghazanfar Bank reserves the right to update or modify these terms at any time without prior notice, and your continued use of the website following any changes constitutes acceptance of those changes.

2. Eligibility

The products and services described on this website are offered subject to applicable laws and regulations of Afghanistan. Some products and services may be available only to eligible customers and may require the completion of account opening or application formalities at a branch.

3. Use of the Website

  1. You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of, or restrict the use of, this website by any third party.
  2. You must not attempt to gain unauthorized access to any part of the website, its servers, or any systems or networks connected to it.
  3. You must not use the website to transmit any harmful, fraudulent, or malicious content.
  4. Information provided on the website is for general guidance only and does not constitute financial, legal, or investment advice.

4. Banking Products and Services

All banking products and services are offered in accordance with the bank's policies and Shariah principles, as certified by the bank's Shariah Board. Profit rates, charges, fees, and other terms are subject to change and are governed by the specific terms applicable to each product. In the event of any conflict between the information on this website and the specific product terms, the specific product terms shall prevail.

5. Customer Responsibilities and Security

  1. You are responsible for maintaining the confidentiality of your account credentials, PINs, passwords, and one-time codes.
  2. You must not share your login or card details with any person and should report any suspected unauthorized access immediately to the bank.
  3. You are responsible for ensuring that the information you provide to the bank is accurate, complete, and kept up to date.

6. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Ghazanfar Bank or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or use any content without the prior written consent of the bank.

7. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using the website, you consent to the collection and use of your information as described in the Privacy Policy.

8. Third-Party Links

This website may contain links to third-party websites. Such links are provided for your convenience only. Ghazanfar Bank does not control and is not responsible for the content, privacy practices, or availability of any third-party websites.

9. Disclaimer and Limitation of Liability

This website and its content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied. While we make every effort to ensure the accuracy of the information provided, Ghazanfar Bank shall not be liable for any loss or damage arising from the use of, or reliance on, this website or its content, to the extent permitted by applicable law.

10. Shariah Compliance

Ghazanfar Bank operates its Islamic banking products and services in compliance with Shariah principles. All Islamic banking products are reviewed and approved by the bank's Shariah Board.

11. Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of Afghanistan and the regulations of Da Afghanistan Bank. Any disputes arising in connection with this website shall be subject to the jurisdiction of the competent courts of Afghanistan.

12. Amendments

Ghazanfar Bank reserves the right to amend these Terms & Conditions at any time. The latest version will always be available on this website, and it is your responsibility to review them periodically.

13. Contact Us

If you have any questions regarding these Terms & Conditions, please contact us at your nearest Ghazanfar Bank branch or through our official customer service channels.

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