Personal banking / Accounts

For today.
For what’s next.

Choose from our range of Shariah-compliant personal bank accounts designed to meet your everyday banking needs with security and transparency.

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Three account options. Your choice of direction.

Everyday possibilities01 — 03

A place for
your plans.

01Current 02Savings 03Fixed deposit

Compare Types

Choose the account that best fits your banking needs and lifestyle

Compare Types
Service	Current Qard ul Hasan Account	Mudarabah Savings Account	Mudarabah Fixed Deposit Account
Monthly Maintenance Fee	Free	Free	Free
ATM Withdrawal Charges	First 5 free, then AFN 50	Unlimited free	First 10 free, then AFN 50
Domestic Transfer Fee	Free	Free	Free
International Transfer Fee	AFN 500	AFN 300	AFN 400
Minimum Balance	No minimum	AFN 10,000	No minimum

Start with what matters to you

Your account.
Your way forward.

Explore everyday access, flexible savings
and a deposit for longer-term plans.

Current Qard ul Hasan Account

A Shariah-compliant current account based on the Qard principle, offering safe everyday banking with deposits payable on demand and no profit or loss.

Deposits payable on demand
Unlimited transactions
Free cheque book for the first time
In compliance with Shariah principles

Published opening depositUSD 100 or equivalent

Minimum balanceAFN 1,000 or USD 20

How this account works

The current Qard ul Hassan Account is based on the contract of Qard between the depositor and Ghazanfar Bank, as guarantor . It provides a safe and guaranteed banking facility whereby the customer's deposit is payable on demand. The account offers unlimited transactions, a free cheque book for the first time and monthly statements, all in full compliance with Shariah rules and principles.

On closure of the account before three months. Cheque books are issued only with the permission of the Branch Head; the first 25-leaf cheque book is issued free and each subsequent book is charged USD 10.

Visit a branch Full account details

A clearer view

The details, side by side.

Published personal account features and deposit requirements
What matters to you	01Current Qard ul Hasan Account	02Mudarabah Saving	03Mudarabah Fixed Deposit Account
Opening deposit	USD 100 or equivalent	USD 100 or equivalent	AFN 10,000 or USD 200
Minimum balance	AFN 1,000 or USD 20	AFN 1,000 or USD 20	AFN 10,000 or USD 200
Profit arrangement	No profit sharing	Agreed share of earned profit	Agreed profit-sharing ratio
Access to funds	Funds available on demand	Withdrawals when required	Part withdrawal available
Published product details	View details	View details	View details

Amounts reflect the bank’s published product pages. Confirm current terms with your branch. Mudarabah returns depend on earned profit; a fixed return is not promised.

Ready when you are

A little preparation.
A simpler visit.

Adults can apply individually or jointly. Take the published supporting documents to your branch and discuss which account fits your needs.

Find your nearest branch

Proof of identity

Such as a passport or another identification document accepted by the bank.

Proof of address

The published requirements refer to a Tazkira as address proof.

A recent photograph

Bring a recent photograph for your account-opening documents.

For a current account

The source also lists an introduction from an existing account holder.

Personal Banking

Ghazanfar Bank's Personal Banking gives you secure, Shariah-compliant access to your accounts through our advanced OBDX digital platform. Manage your finances, transfer funds, and access all banking services from any device — anytime, anywhere.

Our Personal Banking Products

Explore our comprehensive range of banking products designed to support your financial journey.

Accounts

Open a Shariah-compliant Current Qard ul Hasan account, or Mudarabah Savings and Fixed Deposit Account. Enjoy zero monthly fees, free debit cards, and full online banking access — tailored for your everyday financial needs.

Consumer Financing

Finance your personal goals through our Murabaha-based consumer financing. Get interest-free funding for home appliances, vehicles, and personal needs — approved quickly with transparent, Shariah-compliant terms.

Service

Grow your wealth the Halal way with our Mudarabah Savings Account or Mudarabah Fixed Deposit. Earn profit-sharing returns on your deposits in full compliance with Islamic banking principles.

Cards

Access your money anytime with our Shariah-compliant EMV debit cards. Enjoy contactless payments, free ATM withdrawals nationwide, and worldwide acceptance — with zero Riba and zero hidden fees.

A conversation makes a difference

Let’s take your
next step together.

Our team can help you explore the options and confirm the details that matter to you.

Find your nearest branch Talk to Ghazanfar Bank+93 (0)798 702020

Product information adapted from Ghazanfar Bank’s official website (opens in a new tab). Confirm current availability, charges and requirements with the bank.